It pays to shop around

Over 497 banks are offering $74,311+ in checking and savings account sign-up bonuses. What are you waiting for?

Find your next bonus

How does it work?


Whether you’re a college student, a doctor, or anything in between, banks are becoming increasingly desperate for new customers just like you. Thanks to competition, they are willing to pay hundreds, sometimes thousands of dollars just for you to give them a try.

1. Filter

Every bank account sign-up bonus has different requirements that depend on where you live, the size of your paycheck, and how much money you have saved. Use the filters to narrow down on just the bonuses you can actually get.

2. Open

Once you’ve found a few bonuses you’d like to try, click the link to the bank’s page and apply for the account. Most of the time you can do this online in fifteen minutes or less.

3. Redeem

Now just fulfill the requirements and get your reward! This could mean setting up direct deposit, leaving some money in the account, or using your debit card a few times. Once that’s taken care of, you should expect your cash bonus within a few weeks or so, depending on the bank.

And since checking and savings account applications almost never affect your credit, you can pretty much try them all.

Won't this affect my credit score?

Nope. Opening a new bank account almost never triggers a "hard pull", which would affect your credit score. If we confirm that a bank bonus does require a hard pull, you will be able to see that clearly in the description.

Why would banks pay me so much to do almost nothing?

It’s simple: competition. Banks all do the same thing, and they make a lot of money off of your deposits. They offer sign up bonuses to attract you initially, hoping you have a good experience and stick around. And they better impress… because you have plenty of options!

Some of our favorite bonuses


Keybank Logo

$200

Keybank Key Express Checking

Use promo code "ONAS0119" and make a direct deposit of at least $500 to get a $200 bonus.

HSBC Logo

$350

Chase Total Checking and Savings

Set up one direct deposit of any amount to get a $200 bonus, and save $10,000 for 90 days for a $150 bonus for a total of $350.

PNC Bank Logo

$200

PNC Virtual Wallet with Performance Spend

Make cumulative direct deposits of at least $2,000 and use your debit card 10 times to get a $200 bonus.

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